Annuities

An annuity is an unique financial vehicle designed to help you accumulate money for your retirement and/or turn a lump-sum of money into a guaranteed stream of income payments. Deferred annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement. We offer a wide variety of different annuities and you can use the examples below to aide you in deciding which one suits you best.

Deferred annuities offer the advantage of tax-deferral and can be used to accumulate money for retirement.

Variable Deferred Annuities – A Variable Deferred Annuity offers the advantage of tax deferral and can be used to accumulate money for retirement. The policy’s accumulated value – and sometimes the amount of monthly annuity benefit payments – will fluctuate with the performance of your investment account. There are fees, expenses and risks associated with the contract. Please be advised that any assets allocated to the investment divisions will be subject to these market risks and fluctuations in value.

Fixed Interest Deferred Annuities – With a Fixed Interest Deferred Annuity, the interest rate on your policy is guaranteed to never fall below a certain amount. For many people, this provides a measure of security to their investment.